What is Spot Money?

Modified on Fri, 7 Feb at 5:51 PM

Spot Money is a digital banking platform that gives you a free bank account with no monthly fees. With Spot, you can send and receive money instantly, shop online or in-store, and earn cashback on purchases—all from one easy-to-use app.

Why should I use Spot?

  • No monthly fees – Keep your money without paying unnecessary charges.
  • Instant payments – Send and receive money instantly with other Spot users.
  • Prepaid debit card – Shop safely online or in-store without linking to a traditional bank.
  • Cashback rewards – Earn money back on your purchases.

How do I get started?

  1. Download the Spot app from the Google Play Store or Apple App Store.
  2. Sign up and verify your details (it’s quick and easy).
  3. Top up your account via EFT, card deposit, or cash deposit.
  4. Start spending, sending, and earning rewards!

What should I do after signing up?

  • Activate your Spot prepaid card (if needed) to start shopping.
  • Explore cashback deals in the app to maximize your rewards.
  • Invite friends and earn bonuses when they sign up.
  • Set up your budget with Spot’s financial tools to manage your money better.

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