Why does Spot check my credit score?

We offer our customers one free credit check a year so that you have visibility of your credit status and so that we can provide you with personalized and tailored access to financial products and services that would be best suited to you, making your life much easier.

We only do a light credit score check, this means the check won't leave a footprint or negatively affect your overall scoring.

To view your credit score:

1. Sign in to your Spot app.
2. Tap the burger menu (the three stacked lines) on the bottom right of your screen.
3. Tap My Credit Score to check out your credit score.