How do I check my credit score?

A credit score is designed to represent the likelihood of you paying your bills or loans on time. So the higher your credit score, the less likely you are to default on your payments. In a nutshell, you'll have a better chance of being offered a loan when you have a good credit score.

You are entitled to receive a complimentary copy of your credit report once a year from Equifax, Experian, and TransUnion - the three main credit reporting agencies. You can request these reports by visiting AnnualCreditReport.com. Additionally, you may have the option to access free credit reports more frequently through online platforms.