You can use your Spot app to pay in stores or over counters (like at markets and stuff) by scanning the QR code.

To pay with a QR code:

If you log in to your account, you'll see a scan-to-pay button at the top of your home screen (each account has a scan-to-pay button). or you follow the steps below:

  1. Sign in to your Spot app. 
  2. Tap the middle button called Transact
  3. Tap Scan to Pay
  4. Scan the QR code
  5. Select which account to pay from.
  6. Tap Next.  
  7. Tap Pay and that’s it.