What's 3D-Secure?

Modified on Thu, 3 Apr at 10:01 AM

At Spot, we take your card security seriously. We use 3D-Secure, a security requirement set by the Cards Association, to protect online transactions. This ensures that only the rightful cardholder can authorize payments.


When you use your card for payments, 3D-Secure may require additional verification, such as:

  • A One-Time PIN (OTP) sent to your registered mobile number.

  • An in-app bank push notification for authentication.

This extra layer of security helps prevent unauthorized transactions and keeps your payments safe.


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