We’re serious about keeping your money secure. When you sign up, an OTP (One-Time PIN) is sent to the mobile number registered for a once-off login session. In fact, you have a certain amount of time (usually 2 minutes) to use it. If your OTP times out, no stress. You can always request another one.

We use this security process to ensure that only the owner of an account can have access to perform transactions. Once you’ve received the OTP, enter the 4 digit code into your Spot app to proceed with the sign up process.